At the recent Microfinance Tech Summit in Harare, Christophe Bretagnolle, Digitalization Expert at PCES, delivered an insightful presentation titled “The African Financial Inclusion Landscape.” His talk addressed some of the core challenges facing microfinance institutions (MFIs) in Africa and outlined how digital transformation, particularly through cloud-based solutions that can provide a scalable, inclusive path forward. Barriers Faced by Traditional MFIs Christophe began by highlighting a persistent issue across the continent: millions of Africans remain excluded from formal financial services. While MFIs have long played a critical role in narrowing this gap, they too......